Unconquered by Debt: A Financial Wellness Program

Garrett Gouveia

Garrett is a graduate student in the Masters of Applied Economics program. Through Unconquered by Debt, he has seen the ways that starting financial education early can make all aspects of life easier and healthier. He uses the program to try and help those the way it helped him, forming knowledge to make the best decisions possible. When he's not hosting workshops or studying, Garrett is usually rock climbing, cooking, or playing video games.

Owen Ritter

Owen is a freshman from Milwaukee, Wisconsin. He is majoring in Finance and has a strong interest in economics. Owen’s passion for the program stems from his own experience in noticing the lack of financial literacy around campus. In his free time, he loves to play basketball, lift weights, and hang out with friends.

Camila Gabarrin

Camila is a senior from Boca Raton, Florida; born in Uruguay. She is majoring in Finance & Real Estate who has always valued financial literacy and enjoys informing on tips & tricks on how to make the most out of your money. She considers UBD an amazing program adding value to our community through teaching skills you can take with you forever & everywhere. Camila loves playing sports, discussing emotional development, and all things business. “Anything is possible if you want it bad enough”

Katherine McKernin

Katherine is a junior from Chicago, IL studying actuarial science. She has personally benefitted from acquiring knowledge about personal finance and is passionate about helping others see the importance as well. Katherine feels UBD does a great job explaining topics students may be confused about or unaware of in a straightforward manner. In her free time, Katherine enjoys working out, cooking, and watching TV.

Kaitlyn Gonzales

Kaitlyn is a junior from Bradenton, Florida, and is majoring in Communication Science and Disorders. Her interest in financial literacy began in high school and has deepened significantly since coming to FSU, where she observed many of her peers had learned very little about personal finance. Kaitlyn enjoys baking, working out, and having self-care days.

Ava Aguiar

Ava is a junior from Miami, Florida. She is majoring in Finance with a minor in Economics. She is passionate about helping other's achieve their personal goals through financial wellness. She believes UBD is great way for students to support and encourage each other in their financial literacy journeys. In her free time she enjoys playing pickle ball, going to the gym, going to the beach, and hanging out with friends.

Greg Feinberg

Greg is a sophomore from Philadelphia, Pennsylvania. He is majoring in marketing and has always had an interest in anything finance related. He believes in the mission of Unconquered by Debt and thinks that everyone can benefit from taking steps to become financially literate. In his free time, he enjoys running, working out, watching movies and hanging out with friends.

Whitney Bouk

Whitney Bouk is a sophomore from Pensacola, Florida double majoring in Political Science and English. She believes that having financial literacy creates opportunities and that it should be available to everyone. Whitney likes cooking, going to the gym, and writing in her free time.

Sebastian Saenz

Sebastian is a sophomore originally from Miami, FL. He is passionate about economics and investment management and is interested in guiding others through their financial journeys. In his free time, Sebastian enjoys playing golf and reading.

Rose Clermont

Rose is a senior pursing a dual degree in International Affairs and Public Health with a minor in Economics. After taking the Personal Finance course with Dr. Calhoun and applying many of the concepts, Rose has since noticed a drastic change in her finances (especially her spending habits!). As a peer mentor, Rose's goal is to help improve their financial literacy as well and make sustainable changes. In her spare time, Rose enjoys making boards on Pinterest, drinking tea and taking afternoon naps.

Shelby Burke

My name is Shelby and I’m a sophomore from Cape Coral, FL, pursuing a degree in finance. My interest in financial literacy was sparked by my first part-time job in high school and only grew deeper studying at Florida State. Unconquered by Debt is so important to me because it allows students exposure to personal finance before graduating and entering the workforce, an opportunity to be ahead instead of behind. Working as a peer mentor has allowed me to share my interests with other students, while also receiving questions and feedback that furthers my own engagement and knowledge. Outside of UBD you can find me by a pool, hanging out with friends, or taking a nap!!