Unconquered by Debt: A Financial Wellness Program

Program Goals

The goals of the program are to enhance financial literacy and transform decision making so that students become wealth creators. The program will promote balanced financial choices so that students fully understand they are responsible for their current and future lifestyles. The focus is on key life choices: career options, earning, spending, saving, investing, managing credit, evaluating risk, insuring assets, and planning for retirement. The Center seeks to build relationships around campus to promote and implement the program.

Program Resources

Our program covers 33 topics and provides the following resources for each:

  • Content Videos
  • A Topical Story
  • Book References
  • Other Web-Based Resources

Please click here to visit our resource site to access the materials.

Workshops

To request a custom workshop for your organization or class, please complete our request form (https://fsu.qualtrics.com/jfe/form/SV_4MfAD2P5wqcgKX4).

Sign up for any or all of this series of free workshops here. All workshops will be held at the Stavros Center for Economic Education, 250 S. Woodward Ave. (by FSU Police Station). Food and drinks will be provided at every event.

Fall 2026 Workshop Schedule

Wed Sep 9  5:00 pm  Stepping Into Your Career – Create reasonable expectations and begin financial independence

Thurs Sep 10 5:00 pm  Investing Principles and Cryptocurrency – Evaluate risk and rewards of investing

Tue Sep 15  5:00 pm  Essential Financial Tools – Identify key aspects for planning

Wed Sep 16  5:00 pm  Scam and Fraud Prevention – Avoid common mistakes

Tue Sep 22  5:00 pm  Money Management and Budgeting – Determine a healthy spending plan

Tue Sep 22  5:00 pm  Stocks, Bonds, and Mutual Funds – Identify investing options

Zoom only

https://fsu.zoom.us/j/93796136458?pwd=CmfkePNUW76I6Rdzpe0l28rfelF3ZF.1

Meeting ID: 937 9613 6458

Passcode: 193399

Wed Sep 23  5:00 pm  Retirement and Freedom Planning – Determine financial future

Tue Sep 29  5:00 pm  Credit Management – Choose wise options and build financial brand

Wed Sep 30  5:00 pm  Income Taxes – Navigate tax filing and calculating

Thurs Oct 1 5:00 pm  Car and Home Purchases – Choose transportation and housing options

Tue Oct 6  5:00 pm  Choosing Employee Benefits – Select healthcare and workplace options

Wed Oct 7  5:00 pm  Stocks, Bonds, and Mutual Funds – Identify investing options

Wed Oct 7  6:00 pm  Credit Management – Choose wise options and build financial brand

Zoom only

https://fsu.zoom.us/j/96283631816?pwd=pmZw6EOQ6Aa7nXgq9sQoeojbdrrqun.1

Meeting ID: 962 8363 1816

Passcode: 165359

Tue Oct 13  5:00 pm  Scam and Fraud Prevention – Avoid common mistakes

Wed Oct 14  5:00 pm  Credit Management – Choose wise options and build financial brand

Thurs Oct 15  5:00 pm  Retirement and Freedom Planning – Determine financial future

Tue Oct 20  5:00 pm  Income Taxes – Navigate tax filing and calculating

Tue Oct 20  6:00 pm  Money Management and Budgeting – Determine a healthy spending plan

Zoom only

https://fsu.zoom.us/j/97670941457?pwd=wOi0bZYMXlWDhESW0itJQv96PEqClP.1

Meeting ID: 976 7094 1457

Passcode: 876637

Wed Oct 21  5:00 pm  Essential Financial Tools – Identify key aspects for planning

Tue Oct 27  5:00 pm  Car and Home Purchases – Choose transportation and housing options

Wed Oct 28  5:00 pm  Choosing Employee Benefits – Select healthcare and workplace options

Thurs Oct 29  5:00 pm  Stocks, Bonds, and Mutual Funds – Identify investing options

Tue Nov 3  5:00 pm  Investing Principles and Cryptocurrency – Evaluate risk and rewards of investing

Wed Nov 4  5:00 pm  Scam and Fraud Prevention – Avoid common mistakes

Wed Nov 4  5:00 pm  Retirement and Freedom Planning – Determine financial future

Zoom only

https://fsu.zoom.us/j/97049223385?pwd=JNPbuTWhCgbgUa3h85GKs4MFp6pGuf.1

Meeting ID: 970 4922 3385

Passcode: 872031

Tue Nov 10  5:00 pm  Stocks, Bonds, and Mutual Funds – Identify investing options

Thurs Nov 12  5:00 pm  Stepping Into Your Career – Create reasonable expectations and begin financial independence

Tue Nov 17  5:00 pm  Retirement and Freedom Planning – Determine financial future

Wed Nov 18  5:00 pm  Money Management and Budgeting – Determine a healthy spending plan

Certified Financial Peer Mentors, sponsored by Paul Cutler

Workshops are led by students who have completed a rigorous certification program to  become Certified Financial Peer Mentors.   In addition to leading these workshops, Peer Mentors also assist other students in personal finance matters and answer questions during individual meetings. To schedule an appointment for an individual financial wellness coaching session, email coss-financialpeermentor@fsu.edu. See the link below for our normal walk-in hours.

Paul Cutler was the treasurer for NextEra Energy, Inc. (NYSE: NEE), a leading clean energy company. He was responsible for the financing activities for the holding company and various subsidiaries, as well as NextEra Energy Partners, LP (NYSE: NEP), a growth-oriented limited partnership formed by NextEra Energy. He was also responsible for project-related financings, maintaining corporate credit ratings, banking relationships, short-term liquidity and cash management functions. He retired in June, 2023.

Previously, he served as assistant treasurer for NextEra Energy and treasurer for NextEra Energy Resources. He joined Florida Power & Light Company in 1984 as a financial analyst.

Mr. Cutler holds a bachelor’s degree in finance from Arizona State University, as well as a master’s degree in computer information systems and a master’s degree in business administration from the University of Miami.

More details about Paul can be found here.

Certified financial peer mentors are available for individual coaching sessions to answer any personal finance-related questions. Visit them on Tuesdays, Wednesdays, and Thursdays 4:00-5:00 pm in the Stavros Center. No appointment is needed. Email coss-financialpeermentors@fsu.edu to request other days and times.

Meet Our Peer Mentors

Stefan Paduraru Iovanescu Headshot

Stefan Paduraru Iovanescu

Stefan is a senior from Chicago, Illinois, studying Management Information Systems and on the pre-dental track. He believes that everyone should have the right to financial education and access to the tools needed to achieve financial freedom. He’s excited to be leading workshops at UBD and is dedicated to helping students become more knowledgeable in the field of personal finance. In his free time, he enjoys playing the guitar, cooking, and reading.

Samantha Nieto Headshot

Samantha Nieto

Samantha is a junior from Lima, Peru, double majoring in Finance and Economics. She is passionate about working in the financial services industry and sees it as a powerful tool to empower her community. As a transfer student, she understands the challenges of navigating campus resources and hopes to bridge that gap by leading workshops and connecting students. In her free time, Samantha enjoys boxing, listening to podcasts, and taking late-night walks.

Noah Hunter Headshot

Noah Hunter

Noah is a junior studying Finance and loves the diversity of fields that it provides. He's passionate about helping people with their finances, from small-scale advising to large-scale wealth management, and wants to use his time with UBD to help fellow students with financial literacy. If he's not working on something related to finance he's watching and talking about movies.

Lucas Cichon Headshot

Lucas Cichon

Lucas is a sophomore from Pembroke Pines, FL, majoring in Finance. He has always had an interest in the stock market and investing. His dad taught him about how important it is to start saving as early as you can. He wants to help spread financial literacy to as
many people as he can. His hobbies are going to the gym, playing basketball, and running.

Lia Noroian Headshot

Lia Noroian

Lia is a senior from New Jersey studying economics and business. Her mission is to help others reach their financial goals, whatever they may be. She believes that UBD is an amazing program that gives students the opportunity to learn more while fostering a benevolent community. In her free time, she enjoys reading, going to the gym, cooking and being with friends.

Laine Finley Headshot

Laine Finley

Laine is a junior majoring in finance. She loves empowering others to feel confident and informed about managing their money. She looks forward to continuing to grow her financial education and eventually serve clients in a professional wealth management role.

Joziah Burnett Headshot

Joziah Burnett

Joziah is a second-year student from Broward County, Florida, majoring in Finance. He is deeply passionate about promoting financial literacy and supporting community growth. He comes from a close-knit family with a twin sister, two older brothers, and two amazing parents. He loves going to the gym, playing volleyball, and spending time with family and friends.

Eli Martin Headshot

Eli Martin

Eli is a junior studying Finance and Business Management. He is expecting a career in debt management and currently helps people budget, save, and develop strategies for getting out of debt. He is involved in Club Tennis and works for an American Campus Community.

Caroline Guichard Headshot

Caroline Guichard

Caroline is a senior from Marietta, Georgia. She is majoring in Economics and International Affairs. She initially grew interest in personal finance from her parents, and she deepened this interest after taking ECO 3041 at FSU. She is passionate about helping people take a positive step towards their financial goals. In her free time, she enjoys working out, reading, and spending time with friends.

Owen Ritter Headshot

Owen Ritter

Owen is a freshman from Milwaukee, Wisconsin. He is majoring in Finance and has a strong interest in economics. Owen’s passion for the program stems from his own experience in noticing the lack of financial literacy around campus. In his free time, he loves to play basketball, lift weights, and hang out with friends.

Ava Aguiar Headshot

Ava Aguiar

Ava is a junior from Miami, Florida. She is majoring in Finance with a minor in Economics. She is passionate about helping other's achieve their personal goals through financial wellness. She believes UBD is great way for students to support and encourage each other in their financial literacy journeys. In her free time she enjoys playing pickle ball, going to the gym, going to the beach, and hanging out with friends.

Greg Feinberg Headshot

Greg Feinberg

Greg is a sophomore from Philadelphia, Pennsylvania. He is majoring in marketing and has always had an interest in anything finance related. He believes in the mission of Unconquered by Debt and thinks that everyone can benefit from taking steps to become financially literate. In his free time, he enjoys running, working out, watching movies and hanging out with friends.

Sebastian Saez Headshot

Sebastian Saenz

Sebastian is a sophomore originally from Miami, FL. He is passionate about economics and investment management and is interested in guiding others through their financial journeys. In his free time, Sebastian enjoys playing golf and reading.

Shelby Burke

My name is Shelby and I’m a sophomore from Cape Coral, FL, pursuing a degree in finance. My interest in financial literacy was sparked by my first part-time job in high school and only grew deeper studying at Florida State. Unconquered by Debt is so important to me because it allows students exposure to personal finance before graduating and entering the workforce, an opportunity to be ahead instead of behind. Working as a peer mentor has allowed me to share my interests with other students, while also receiving questions and feedback that furthers my own engagement and knowledge. Outside of UBD you can find me by a pool, hanging out with friends, or taking a nap!!

Become a Peer Mentor!

If you have an interest in personal finance, have successfully completed ECO 3041, and are comfortable presenting material in front of a group of your peers, please contact us to learn how to become a Certified Financial Peer Mentor: coss-financialpeermentor@fsu.edu

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